총 36페이지

21
In-depthReportonNation
To make sure the people who need to
though, when people who could not
TheAmountofMoneyNeededfora
get this aid benefit from the policy,
pay did not. Based on the statistics of
LeukemiaPatientExpensesofNational
the government is giving a discount to
the National Health Insurance Corp.
HealthInsuranceCorp.
the poor who are registered with local
(NHIC),therevenuelosshadbeenabout
Unit: 10millionswon
insurance companies as paying less
two trillion won without this aid. Still,
Legally-setPersonalExpenses
400
than 10,000 won per month. With this
withthediscount,about1.8trillionwon
LegalPriceExpense
3,233
support, the burden of living in poverty
will not get paid this years compared to
ChosenTreatmentExpenses
491
canbelessened.
last year, and this is a serious problem.
RefundofPersonalExpenses
279
Worse, though, the rate of insurance
costs reaches almost 90 percent of the
ThePeople’sSolidarityforParticipatoryDemocracy,
TakingCloserLook
Taking a closer look, though, there are
poor.
2009
some negative side effects of the policy.
If you think the policy will help with
set expenses that must be paid by her-
TheRanksofPoverty
the welfare of society, the negative side
The government assigns the premium
or-himself. Obviously, in this case the
effectsdonotmeanmuch.Whatismost
by grading points using various factors
discount for the poor is not a helpful
importantisthemeasureofstableliving
such as the level of income, level of the
solutionbutonlyatemporaryexpedient.
of the citizens. The loss of insurance
costofthehomeandcar.Andthegrades
The policy does not seem effective
revenue will not be as much as before,
of individual families are marked with
enough to change the difficulties
theranksofoneto10.Themorewealth
inherentinseriousillnesses.
TheAmountofHealthInsurance
a person has, the higher rank they get.
PremiumsinArrearsfrom2005-2009
By contrast, the poorer the household,
To help all citizens of Korea, the
therankgetscloserto10.
government started many policies in
2005
1.27trillionwon
Grade ranks is not a bad system, but it
various problem areas that plague the
2006
1.53trillionwon
2007
1.72trillionwon
doesnotaccuratelyreflectthedifficulties
poor. With the goal of stabilizing the
2008
1.80trillionwon
people have with their finances. Even
lives of all citizens, the government is
2009
1.88trillionwon
thoughtheranksaregradedobjectively,
showing people how it works for the
Thestate-runNationalHealthInsuranceCorp.,2009
thepeopleclosetotheranktenstillhave
possibilitiesforbetterlife.Butastheyall
difficulty in managing their livings.
cansee,itisnotaneasythingtodoand
ReasonsforHealthInsurance
Because the assignment of the grade
the solutions will not last permanently.
PremiumDefaults
level has an error. The pricing of the
Despite the difficulties to reach these
insuranceispricedtoohighforthepoor
goals, what people all should want are
⑤
people. People ranked close to the one
essentialsolutionsforoursociety.
7.7%
can deal with the assigned money, but
Better ways should be chosen. As Son
③
9.9%
④3.5%
the premium which the poor household
Sook-mi, a lawmaker of the National
have to bear is too expensive for them.
Assembly in the rulling Grand National
②
14.0%
So, the ways to grade households and
Party,says,weshouldbeconcernedwith
①
64.9%
then price insurance now are tough for
care for all. Because making insurance
thepoortobear.
payments a serious issue for the poor,
reasonable and safe protection must be
put into effect. And to those with more
MoreSeriousProblems
①LackofMoneyforLiving(64.9%)
Medical welfare is one of the most
income, stronger tax collections should
②Increase in Health Insurance Premium
important policies, but it is also the
be made. That way, the systems of
(14.0%)
most complicated and difficult one.
medicalwelfarecanworkforall.
③Not Knowing about Health Insurance
PremiumsinArrears(9.9%)
For example, the leukemia patient has
④No Receipt of Invoices for Health Insurance
to pay about 40 million won in order
Premiums(3.5%)
to get decent medical treatment for
⑤OtherReasons(7.7%)
this terrible illness. It is the sum of the
Asurveybythestate-runNationalHealth
InsuranceCorp.,2009
chosen treatment expenses and legally-
pourquoi@hufs.ac.kr
OCTOBER 2009

현재 포커스의 아래내용들은 동일한 컨텐츠를 가지고 페이지넘김 효과및 시각적 효과를 제공하는 페이지이므로 스크린리더 사용자는 여기까지만 낭독하시고 위의 페이지이동 링크를 사용하여 다음페이지로 이동하시기 바랍니다.